All benefits

Capital One

Savor Student credit card

$0 annual fee; 3% selected categories; $50 bonus after $100 in first 3 months for limited time

Verified Oct 17, 2026Credit CardTime-sensitive

Eligibility

Who qualifies

Credit approval; student-card eligibility; eligible new cardholder

Availability
United States
Countries
United States
Student requirement
Direct student

Savor Student credit card

What the current Capital One Savor Student offer includes

Capital One currently lists Savor Student with a $0 annual fee, unlimited 3% cash back in several everyday categories, and a limited new-cardmember bonus for eligible applicants.

  • Eligible new Savor Student cardmembers can currently earn a $50 cash bonus after spending $100 on purchases within the first three months from account opening.
  • Current rewards include unlimited 3% cash back at grocery stores, on dining, entertainment, and popular streaming services, plus 1% on other purchases. Capital One excludes superstores such as Walmart and Target from the 3% grocery category.
  • This is a credit-card application subject to approval and current account terms. Interest and fees can outweigh rewards if balances are carried, so students should review the official pricing and disclosures before applying.

Does the Savor Student card have an annual fee?

Capital One currently lists a $0 annual fee for Savor Student.

What is the current Savor Student welcome bonus?

Eligible new cardmembers can currently earn $50 after spending $100 on purchases within the first three months from account opening. Capital One notes that bonus availability and prior-cardmember restrictions apply.

What purchases earn 3% cash back with Savor Student?

Capital One currently lists unlimited 3% cash back at grocery stores, on dining, entertainment, and popular streaming services. Its terms exclude superstores such as Walmart and Target from the grocery category.

What you get

Benefit value

$0 annual fee; 3% selected categories; $50 bonus after $100 in first 3 months for limited time

Value category
Discount
Known value
$50

Interest can exceed rewards if balances are carried; model counts one Capital One bonus only.

Timing

Renewal and expiration

Limited-time bonus; no fixed end date stated

Starts
No fixed start date published
Expires
No fixed expiration published
Verification status
Verified — last checked Oct 17, 2026

Current catalog status: Active – limited-time

Official evidence

Why this is verified

This listing is backed by a direct provider, government, university, or program source. Terms can still change after our most recent check.

Open official verification sourcewww.capitalone.com (opens in a new tab)

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